On April 23, 2008, the three major consumer credit reporting companies unveiled a very humane program for the blind and visually impaired citizens of the country. This was a comprehensive program that would help them to access important credit information. This initiative was planned and worked on by the American Council of the Blind, the California affiliate of the Council and many members of the visually impaired community. Thus, their credit information would be protected. Under the plan, Equifax, Experian and TransUnion would make all credit reports and other related information available online. This would become operational by October 31.
It was decided that all companies also would make their credit reports available in Braille, and at no extra cost to those who used this, namely the visually challenged. Once this came into effect, it would empower the visually impaired to fight identity theft by monitoring and reviewing their reports independently. This move on the part of the three credit reporting agencies was widely hailed. It is the responsibility of every member of society to look out for each other. By integrating the visually challenged into this very important area of our life, the 3 bureaus have displayed a huge sense of responsibility.
For the visually impaired to be able to independently look after their financial health is a major step toward integration in society and a normalizing of their daily life. Companies are committed to designing online credit reports and other related web pages so that whatever information is required, it will be easily available to these people. The guidelines have been issued by the Web Accessibility Initiative of the World Wide Web Consortium. This will ensure that there is no difference in the look or feel of the websites that are being used by the visually challenged. The guidelines will particularly help those blind users who use a screen reader or magnification technology on their computers and a keyboard instead of a mouse.
As far as possible those who are blind or visually impaired should benefit from all the advantages of modern life. Technology has made such huge strides and it is important that they are not left out and are beneficiaries of all that technology has to offer. Managing their finances would give the visually challenged a huge feeling of achievement and satisfaction. Their main problem would be the theft of their identity. However, by some means if this could be taken care of, they the visually impaired would not have the feeling of being cheated or taken advantage of. As far as possible the rehabilitation of the challenged into being an active part of society is our collective responsibility.
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